X Launches X Money Wallet, Eyes Crypto and Card Integration in 2025

X is accelerating its transformation from a social media platform into a comprehensive financial hub with the launch of its X Money wallet. The Visa-integrated product will initially roll out in the U.S., enabling peer-to-peer payments, creator tipping, and future trading features.

The move signals X's ambitious pivot toward financial services, with plans to introduce investment tools, cryptocurrency capabilities, and a branded debit/credit card by year-end. Visa's partnership ensures seamless banking system integration, promising faster payment flows and enhanced accessibility.

This strategic expansion positions X to compete in the digital payments space while laying groundwork for potential crypto integrations. The platform's massive user base could drive significant adoption of its financial products, creating new on-ramps for mainstream crypto exposure.